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Searching for Best Mortgage Lender in Houston

 

Here’s how you can be sure to be ready to buy your dream home in the year 2022! Searching for the best mortgage lender in houston or real estate professional is not an easy task. Below are some of our best tips that you can use to efficiently plan out your home purchase:

1. First and before even begin searching for homes, you need to make sure that you check your credit scores. Keep in mind well known and heavily advertised online companies offering your scores are often misleading as scores are just estimates, not the Tri-Merge Scores used in the mortgage banking industry. Your credit score is crucial towards you being approved for a home loan since the lender takes a close look at not only your income, assets or employment history but also your middle credit score. Search for a lender which will allow you purchase a copy of Tri-Merge credit score so you don’t have to pull credit at several institutions to obtain a quote.

   CONGRATULATIONS HOMEOWNERS  

2. Second and no matter how appealing the thought of buying anything new might seem to be at that moment specially during the holidays, our recommendation is to wait. Doing so may eliminate your chance to purchase a house for another 2 or 3 more years. Buying on credit even with the stores’ promise of delayed future payments, the balance of your purchase and its monthly payment show up almost immediately under your credit report. So, if your desire is to become a home owner consult first with us whether your intended future purchases will affect your qualification chances.

3. Third save money at closing by asking your loan officer about available special incentive programs from preferred real estate agents and/or brokers which may help you save in some cases even $2,500 which you would need to otherwise pull from your pocket. Only one question may get you enough money to buy brand new appliances for free!

4. Be humble and loyal once you chose the lender and/or real estate professional you feel gives you best value after your complete a thorough research about market options. Buying a house is almost a full-time job for a brief period of time. In certain occasions,  buyers’ bossy attitudes may discourage loan officer and/or real estate agents from going the extra mile searching incentives they could have obtained if had a nicer and humble attitude.

5. Last but certainly not the least, always research for the best mortgage lender in Houston and/or real estate agents offering best value. We cannot stress on the importance of this because as a homebuyer, there are a lot of things that you might not be aware of, therefore getting an agent who is trustworthy, informative and reputable is key!

Customers Reviews:

  • Josue Rodriguez • Septembre 26, 2018

    Great service!!!! this people really understand your needs and help you all the way until you close your house, they will tell you the true all the time and answer all your question, is the 3 house i buy and this have been with no doubs the best expirience i ever had, Ademas hablan espanol!!! (they speak spanish). so if you need a home loan DO NOT HESITATE IN CONTACT THIS PEOPLE, THEY ARE THE BEST!!!!!!!!!!!!!!!!!!!!!!!

  • Jimmy Nuno • February 05, 2014

    Dear Joan,

    Thank you so much for helping us get our very first home. You were very helpful every step of the way. Thank you for your patience, kind manner, and incredible knowledge in getting us approved and into our first home in such little time. I will send anyone I meet wanting to get a home straight to you. You are the very best Joan! Thanks a million.

    Jimmy Nuno & Juany Diaz

  • Marlon Rivera Rivera • February 27, 2020

    We finally get the opportunity to write down our review. First, we would like to thank Patricia and Joan for all their efforts. It was a bit overwhelming as we were from out of state, from Massachusetts to be exact. From day 1 to closing date. Patricia & Joan worked with us every step of the way. There was NEVER a day off, and NOT one question unanswered. We got FHA loan approved. And today, we are happy to say, we are home owner’s! Thank you so much! Joan & Patricia.

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