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Foreign National Loan Program

Available financing for buyers from overseas

Portfolio

A True Foreign National Program for the purchase of a primary or second home qualifying borrowers with foreign income, assets, and credit.

If you are a citizen of another country who visits on vacations or relocates to the U.S. for business, educational, or employment opportunities and looking to purchase a property, Clear Lending can help you. Simply apply online, and we will contact you right away to review the best options for you.

Some Requirements of the Program Include:

• Minimum loan amount of $200,000 at 75% financing.
• Up to 75% financing with 30-year amortization for primary or second home occupancy.
• A copy of the Borrower's passport and visa must be obtained to verify eligibility. (Tourist Visa OK).
• income and employment verified with pay stubs, tax returns, and accountant letter and proof of business registration (self-employed).
• Assets confirmed with banking reference letter and three months statements (home country assets allowed).
• Three (3) reference letters of credit from the U.S.A. and/or home country are required or credit report
• Investment properties financing available up to 70% of the property's value or sales price, whoever is lower.

 

Whether you are considering purchasing a second residency or an investment property, Clear Lending can help you. Simply apply online, and we will contact you right away to review the best options for you.  

 

Don't wait any longer and find out how much loan you can get Pre-Approved.

If you are a foreign national and are considering purchasing or refinancing an existing mortgage loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online, and we will contact you right away to review the best options for you.

Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.

Customers Reviews:

  • Stacie Killgore • October 23, 2021

    OMG there are no words to express my gratitude for what you have done for me and my family. I wasnt sure you were even going to be able to help me but I gave a shot and I am sooooo grateful I found you. Anyone in need of a dedicated loan officer and team this is the place. Thank you guys so much. I will always be in debt to you. PD: Joan, Mark says the BBQ is coming soon!!! LOL

  • Ricardo Cruz • October 23, 2015

    I would like to thank Joan for everything he did for us. He is the best in the business and is very knowledgeable. He made the home buying process very enjoyable and he was available at any time to answer any questions we had. He was easy to contact and easy to talk to. I will be referring everyone I know to Joan. Thank you.

  • Miguel Barnal • August 24, 2023

    Thanks Joan for you amazing work and even better interest rate. Anyone looking to buy a home I recommend this company. Very professional, knowledgeable, experienced and available professional. I like to equally thank Patricia for answering all my questions throughout the entire process. You guys rock!!!

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