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Foreign National Loan Program

Available financing for buyers from overseas

Portfolio

A True Foreign National Program for the purchase of a primary or second home qualifying borrowers with foreign income, assets, and credit.

If you are a citizen of another country who visits on vacations or relocates to the U.S. for business, educational, or employment opportunities and looking to purchase a property, Clear Lending can help you. Simply apply online, and we will contact you right away to review the best options for you.

Some Requirements of the Program Include:

• Minimum loan amount of $200,000 at 75% financing.
• Up to 75% financing with 30-year amortization for primary or second home occupancy.
• A copy of the Borrower's passport and visa must be obtained to verify eligibility. (Tourist Visa OK).
• income and employment verified with pay stubs, tax returns, and accountant letter and proof of business registration (self-employed).
• Assets confirmed with banking reference letter and three months statements (home country assets allowed).
• Three (3) reference letters of credit from the U.S.A. and/or home country are required or credit report
• Investment properties financing available up to 70% of the property's value or sales price, whoever is lower.

 

Whether you are considering purchasing a second residency or an investment property, Clear Lending can help you. Simply apply online, and we will contact you right away to review the best options for you.  

 

Don't wait any longer and find out how much loan you can get Pre-Approved.

If you are a foreign national and are considering purchasing or refinancing an existing mortgage loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online, and we will contact you right away to review the best options for you.

Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.

Customers Reviews:

  • Jorge Tovar • June 02, 2019

    FROM GOOGLE: Clear Lending, con Joan y su equipo, excedió mis expectativas. Desde la rapidez del proceso al ser un solo punto de contacto como realtor y lender, el conocimiento y el nivel de negociación, es una experiencia profesional y que da certeza. En todo momento Joan estuvo para contestar dudas, la comunicación es directa y al grano y sus técnicas de negociación muestran la experience que tiene en la industria. Al final, terminamos con la propiedad que tiene todo lo que buscábamos y, no solo eso, la propiedad está evaluada en $40,000 más del precio que pagamos ($40,000 in equity right from the start!). Comprar casa no es cosa sencilla y puede ser estresante, especialmente si tienes DACA; Joan lo hizo posible. Te agradezco Joan.

  • Aaron Nina • May 29, 2021

    As first-time home buyers, we are absolutely happy with Clear Lending. Joan worked very hard at getting all the paperwork done and getting us into our dream home. Thank you very much for your hard work. If you are a first-time homebuyer, we would definitely recommend using Clear Lending.

  • Jorge Olivera • January 27, 2016

    Thank you so much Joan for all the hard work you put into getting me and my family our mortgage approval. We had a very pleasant experience with your team, very professional and prompt to help. Thank you much!

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