Foreign National Program without:
Residency, Social Security or Income in the US
All Government Programs
First-Time Buyer, Rural and Veterans Programs
Ask us about our program
To improve your credit scores...
Starting with only...
580 Credit Scores!!!
Don't worry and submit your information
We will help you.
Contact us to analyze your options.
Don't worry and submit your information
We will help you.
Upto 90% financing for
Purchases of up to $830,000.
USDA Loans for moderate income Families
0% down payment - 100% financing
A True Foreign National Program for the purchase of a primary or second home qualifying borrowers with foreign income, assets, and credit.
If you are a citizen of another country who visits on vacations or relocates to the U.S. for business, educational, or employment opportunities and looking to purchase a property, Clear Lending can help you. Simply apply online, and we will contact you right away to review the best options for you.
Some Requirements of the Program Include:
• Minimum loan amount of $200,000 at 75% financing.
• Up to 75% financing with 30-year amortization for primary or second home occupancy.
• A copy of the Borrower's passport and visa must be obtained to verify eligibility. (Tourist Visa OK).
• income and employment verified with pay stubs, tax returns, and accountant letter and proof of business registration (self-employed).
• Assets confirmed with banking reference letter and three months statements (home country assets allowed).
• Three (3) reference letters of credit from the U.S.A. and/or home country are required or credit report
• Investment properties financing available up to 70% of the property's value or sales price, whoever is lower.
Whether you are considering purchasing a second residency or an investment property, Clear Lending can help you. Simply apply online, and we will contact you right away to review the best options for you.
Don't wait any longer and find out how much loan you can get Pre-Approved.
If you are a foreign national and are considering purchasing or refinancing an existing mortgage loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online, and we will contact you right away to review the best options for you.
Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.
Very resourceful for individuals with bad credit. The agents are professional and very interactive in the loan process. I highly recommend if you're looking for an in-person experience where all steps and details are explained clearly. Just bought my first home. Thank you Joan and Patricia.
As a DACA recipient and first-time home buyer, finding a team that was able to work with us seemed challenging. Luckily, I came across Clear Lending where Joan Gallardo and his team went above and beyond to help us through the process of home buying. Joan is very experienced and knowledgeable and was always there when we needed him, he was able to answer all our questions and gave us valuable advice. What I like most is that even after closing, he has been there for us when we have any other home-related questions or concerns, and am confident he will be there for us for years to come. I definitely recommend the services provided at Clear Lending to anyone looking to buy a home.
It was an absolute pleasure working with Clear Lending Home Mortgage! Joan and his team truly worked hard on helping me receive my dream home. As a first time home buyer I was unaware of the process and very unsure of what all it took to complete the process. After receiving constant let down and missed opportunities. I was on the verge of giving up until I spoke to Joan. He and his staff worked hard for me in closing on my first home in under 30 days, with an amazingly low interest rate. There was never a time I questioned Joan or his staff. I went into closing confident with no suprises.They were with me the entire process. Words cannot express how grateful I am of Clear Lending Home Mortgage. The level of professionalism and dedication to work hard for the home buyer is exceptional. I would recommend this company to anyone looking to purchase a home, they won't disappoint! Thank you Joan for everything, you made a dream come true!
