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Home Loans for Dreamers

 

Are you a dreamer with dreams of having a house of your own in the US? But there might be big obstacles that can come in your way because of being a "dreamer", that is, the ones who came to the USA as a minor without any official authorization. So, the question is can a dreamer ever be a homeowner? Everybody has the right to a place of shelter; a house that will be straight out of their actual dreams. And the one thing that often makes it difficult for you to find a house is the lack of certain immigration documents. However, things can change if you have something called DACA. All you need to do is have some documents at the time of closing the loan you are applying for to finance your home. 

DACA recipients can own a house if they want to. The Deferred Action for Childhood Arrivals or DACA is an immigration policy which allows the people who were brought into the USA as children to enjoy a deferred action with respect to deportation and even get a work permit for a period of two years. The DACA mortgage comes from the Dream Act. So, what is the Dream Act? The Dream Act is basically a legislative proposal which will be able to assist these temporary residents in the USA to get a citizenship. If you are a DACA recipient and are looking to purchase a house, you should look for ways to buy the home for your dreams.

How to buy the home loans for dreamers?

While it is quite a relief for the aspiring homeowners to know that they will be able to afford a house in their name, the greater question that you should be asking is how to buy the house? Finding the right home mortgage to finance your dream home can be frustrating. You have to consider both the risks and the benefits of several lenders to come to a conclusion. We, at Clear Lending, can help you with the home loans for dreamers. With our experienced and qualified home loan specialists, we can help you select a wide range of home loans especially made for the DACA recipients. We have professionals who are knowledgeable in this aspect and can guide you through the process and all the legal requirements you need to fulfill. We can help you prepare the documents and decide on the right loan programs which will benefit your dream home.

How to become eligible for DACA home loans?

The DACA home loans for dreamer programs are just what the DACA recipients need. There are certain conditions that you have to fulfill when you are applying for a home loan as a DACA recipient.

1. You must live and works most of the time in the USA.
2. Must have work permit category C-33 current
3. Must have good credit (640+)

Customers Reviews:

  • Hector Tovar • August 14, 2019

    FROM GOOGLE: Working with Joan and his staff was an awesome experience. He was always available and ready to answer any question. They helped us with a construction loan to build our dream house. They guided us step by step making it really easy to get the One-Time-Close Construction Loan. If you want to make your dream of building your own house come true, we strongly recommend Clear Lending to be your Loan Officer.

  • Bobby & Dyann • September 09, 2017

    Joan is awesome! He helped us secure a home loan in a very short time. After being rejected, losing money and valuable time with another organization, Joan accomplished what I thought was impossible. I found Joan to be knowledgeable, professional and driven in his efforts to get us approved. He communicated to us throughout the process and was responsive to my questions and concerns. I would recommend anyone looking at purchasing a home to contact Joan and he will make it happen. He is great! Thanks Joan!!

  • Raul Orta • May 26, 2018

    After being denied by two other loan officers we decided to contact Joan. Not only was Joan able to get us a quick approval but we closed with less than the amount needed. He is dedicated and consistent. Thank you for making our dreams come true. We will forever be grateful!

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