Foreign National Program without:
Residency, Social Security or Income in the US
All Government Programs
First-Time Buyer, Rural and Veterans Programs
Ask us about our program
To improve your credit scores...
Starting with only...
580 Credit Scores!!!
Don't worry and submit your information
We will help you.
Contact us to analyze your options.
Don't worry and submit your information
We will help you.
Upto 90% financing for
Purchases of up to $830,000.
USDA Loans for moderate income Families
0% down payment - 100% financing
The HomeStyle Renovation (HSR) mortgage provides a convenient and economical way for borrowers considering moderate home improvements to make repairs and renovations with a single-close first mortgage, rather than a second mortgage, home equity line of credit, or other, more costly methods of financing.
Clear Lending offers renovation loan mortgage programs that might be right for you.
Our HomeStyle Renovation program allows borrowers to combine the purchase or refinance of a home with the costs to renovate or extensively remodel the property. At closing, an interest-earning account will escrow all funds for renovation. After all renovation work is complete, any remaining funds in the renovation escrow account will help pay down the mortgage's principal balance.
Program Highlights:
• Include in renovation loan six months of mortgage payments (Loan + Taxes + Insurance).
• Finance up to 95% of your home and renovation costs.
• Eligible properties: 1 - 4 units and PUDs.
• 15 and 30-year terms.
• Loans from $250,000 to $548,250.
• No Minimum Credit Score but Automated Underwriting System Approval.
• Renovation loans for primary, secondary, and investment homes.
• Finance up to 95% of your home and renovation costs.
• Renovation funds are escrowed in an interest-bearing account.
• Finance soft costs (architectural services, engineering, permit fees, etc.).
Get today's lowest mortgages rates.
Whether you are considering purchasing or refinancing an existing property in need of renovations, Clear Lending can help you. Apply online, and we will contact you right away to review the best options for you.
Don't wait any longer, and find out how much loan you can get Pre-Approved.
Whether you are considering purchasing or refinancing an existing FHA mortgage loan, Clear Lending can help you. Complete our secure and encrypted Pre-Approval Form online, and we will contact you right away to review the best options for you.
Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.
I recommend Clear Lending very knowledgeable and I had a very smooth process of closing for my home .I applied online Patricia answer me so fast and I sent my documents by email .
It was an absolute pleasure working with Clear Lending Home Mortgage! Joan and his team truly worked hard on helping me receive my dream home. As a first time home buyer I was unaware of the process and very unsure of what all it took to complete the process. After receiving constant let down and missed opportunities. I was on the verge of giving up until I spoke to Joan. He and his staff worked hard for me in closing on my first home in under 30 days, with an amazingly low interest rate. There was never a time I questioned Joan or his staff. I went into closing confident with no suprises.They were with me the entire process. Words cannot express how grateful I am of Clear Lending Home Mortgage. The level of professionalism and dedication to work hard for the home buyer is exceptional. I would recommend this company to anyone looking to purchase a home, they won't disappoint! Thank you Joan for everything, you made a dream come true!
Thank you guys for all the long hours you all have dedicated to get me approved and close my first home. As first time home buyer, I had no clue who to go with as this process can get overwhelming. I had contacted my bank plus a couple of options and somehow I felt I would be wasting my time. When I contacted clearlending I got the feeling they meant business and it has been fast and no lender fees. I can tell Joan is very knowlegeable after he would show me at every home appointment what to pay attention and what not to worry in regards the house structure. I was always told in Houston homes may have foundation issues and Joan gave me detailed explanations. This guy knows a lot. I truly recommend him. Thanks Joan.
