Are you looking to buy the lot where you want to build your dream house? Or maybe you already own the lot and need to lower the interest rate or simply need to cash out some equity? Read program details.
Clear Lending offers a Land Loan Program that might be right for you
Our Land Loan Program allows borrowers to purchase land to build the dream house or to refinance land already owned to lower current interest rate or simply cash out some equity.
The following is a breakdown of our Land Loan Program:
Purchase:
Refinance:
Minimum loan amount of $100k; Maximum loan amount of $865k
Max loan term is 20 yearsWe will pull only TransUnion credit.
Rates are as low as 9.865%
No prepayment penalties
No gift funds allowed
The land cannot be zoned commercial or industrial and can’t be for commercial use. We will accept residential or agricultural zoning, and the land use can be any of the following:
Do not wait any longer and find out how much loan you can get Pre-Approved.
If you need a First Time Home Buyer Loan Program in Houston, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online, and we will contact you right away to review the best options for you.
Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Program rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.
Joan Gallardo and his team have been great help in the home buying process. They go above and beyond to ensure all questions are answered and all due dates are met. I would highly recommend clear lending to any future home buyer.
Thank you guys for all the long hours you all have dedicated to get me approved and close my first home. As first time home buyer, I had no clue who to go with as this process can get overwhelming. I had contacted my bank plus a couple of options and somehow I felt I would be wasting my time. When I contacted clearlending I got the feeling they meant business and it has been fast and no lender fees. I can tell Joan is very knowlegeable after he would show me at every home appointment what to pay attention and what not to worry in regards the house structure. I was always told in Houston homes may have foundation issues and Joan gave me detailed explanations. This guy knows a lot. I truly recommend him. Thanks Joan.
Words really can’t express our gratitude to Joan and his attentive and polite team of experts, ( Patricia and Jorge) who were always professional and answered all our questions promptly in a knowledgeable manner. After searching many places that did not show interest in addressing our concerns, we found Clear Lending, from the very first phone call we felt appreciated and understood. Thank you so much! I would highly recommend Clear Lending to everyone!
