Programa para extranjeros sin:
Residencia, Seguro Social o Ingresos en EEUU
Todos Los Programas Del Gobierno
Primer Comprador, Rural y Veteranos
Pregunte sobre nuestro programa
Para mejorar su puntaje de credito...
Con tan solo...
500 Credito!!!
No se preocupe y someta una aplicacion
Nosostros le ayudaremos.
Contactenos para analizar su caso.
No se preocupe y someta una aplicacion
Nosostros le ayudaremos.
Préstamos hasta el 90% de financiacion
Para compras de hasta $830,000
Préstamos para Familias con ingresos moderados
0% de pago inicial - 100% de financiación
El prestamo hipotecario de Renovación HomeStyle proporciona financiación conveniente y económica para los prestatarios que consideran realizar reparaciones y renovaciones con un solo cierre con una hipoteca en lugar de una segunda hipoteca, línea de crédito hipotecario u otros métodos más costosos de financiación.
Clear Lending ofrece programas de préstamos hipotecarios de renovación que pueden ser adecuados para usted.
Nuestro programa de Renovación HomeStyle permite a los prestatarios combinar la compra o refinanciamiento de una casa con los costos para renovar o remodelar ampliamente la propiedad. Al cierre, todos los fondos para la renovación serán custodiados en una cuenta de intereses. Después de todo el trabajo de actualización se ha completado, los fondos restantes en la cuenta de depósito en garantía de renovación serán utilizados para pagar el saldo de capital de la hipoteca.
Puntos destacados del programa:
• Puede incluir 6 meses de pagos (prestamo + impuestos + seguro).
• Financiamiento hasta el 97% de los gastos de compra del hogar y renovación.
• Propiedades elegibles: 1 - 4 unidades y PUDs.
• Términos 15 y 30 años.
• Préstamos para la renovación de $250,000 a $548,250.
• Sin minimo de credito. Aprobacion dependera del systema automatizado de aprobacion.
• Prestamos para primera residencia, segunda y propiedades de inversion.
• Minimo de 10% a 15% de reservas requeridas que se pueden financiar con el prestamo.
• Los fondos de renovación en depósito en una cuenta que devenga intereses.
• Costos indirectos (servicios de arquitectura, ingeniería, honorarios de permisos, etc.) podrán ser financiados.
Obtenga las tasas hipotecarias más bajas hoy mismo...
Ya sea que usted está pensando en comprar o refinanciar una propiedad existente en necesidad de renovaciones, Clear préstamos puede ayudarle. Basta con aplicar en línea y nos pondremos en contacto con usted de inmediato para revisar las mejores opciones para usted.
No esperes más y descubra hoy por cuánto puede pre-aprobar.
Si está pensando en comprar o refinanciar su préstamo hipotecario FHA, Clear Lending le puede ayudar. Basta con someter nuestro Formulario de Pre-aprobación y nos pondremos en contacto con usted de inmediato para revisar las mejores opciones para usted.
No todos los solicitantes calificarán. Este anuncio no es una oferta para una extensión de crédito. Por favor consulte con un oficial de crédito hipotecario licenciado para obtener más información ya que los programas están disponibles sólo para los prestatarios calificados. Los programas, tarifas, términos y programas están sujetos a cambios sin previo aviso. No todos los préstamos, préstamos, tamaños o productos pueden aplicar. Los préstamos están sujetos a las calificaciones de los prestatarios, incluyendo los ingresos, la evaluación de la propiedad, la equidad suficiente en el hogar para cumplir con los requisitos de préstamo a valor y la aprobación final de crédito. Las aprobaciones están sujetas a las directrices de suscripción y directrices del programa y están sujetas a cambios sin previo aviso. Algunas restricciones pueden aplicarse.
Joan Gallardo, Elena, and the rest of the team at Clear Lending really impressed me from the beginning! They are the most honest, ethical, humble, and hardworking team I have ever come across. They are the true experts in the home mortgage/ lending industry. I met Joan after being jerked around by Quicken Loans for 2 months. Quicken tried to screw me over so bad with fees thinking I was not going to read any documents. They are pure scum! I was days away from closing when Quicken told me "Not everyone can afford a home". Then I called and spoke with Joan and within an hour, he told me that a home purchase was definitely doable. Being a first time home buyer, I was very nervous about the whole process, and more so having to go through it a second time. However, Joan worked tirelessly, like I've never seen before. He explained everything to me in detail and always answered when I called; something that is very important in my eyes. There was never any gimmicks, just truth. He was always optimistic even when I was down and feeling hopeless. The exceptional service that Joan and Clear Lending provided me was just beyond what words can explain. They definitely think of every single option before giving any glimpse of negativity. Clear Lending was able to get my debt to income approved and the bank to approve my loan; All in 1 month! One major hurdle that Joan assisted me with was with my employment. The day of my closing, I got word that I was laid off. I thought the deal was dead and I was going to lose all the money I had already put down. It was one of the worst possible things that could happen. I had given up! I had no hope! I could not close on that day, but Joan went as far as speaking with the bank, and seller's realtor to extend the contract. Once extended, I was blessed enough to find another job (same industry) the very next week and with a strong Verification of Employment, I was able to close on my home AND with a low interest rate that no one else can beat! I truly feel blessed to have worked with Joan and Clear Lending. Joan and the rest of the staff wholeheartedly care about their clients. I would not think twice about referring Joan and Clear Lending to anyone. I will forever remember the hard work and dedication Joan provided to me. With gratitude and so much appreciation, I want to thank everyone at Clear Lending. I am officially a home owner! And it's all because of your outstanding work ethic.
Joan is simply amazing! He truely cares about his clients and works day in and day out to ensure they are satisfied. We used a VA loan and despite the credit hiccups we have had in the past he was able to assist us and give us a better rate than was offered by other lenders. Joan showed us that mortgage lenders are people too and he really understood our circumstances and our need to be able to close soon after contacting him. He is simply the best and we would recommend him to anyone else using a VA home loan or any other type of home loan.
I am so grateful to this lender for doing what no one has been able to do or maybe had the patience and will to do. I have been trying to complete the purchase of my house for over a year and previous lenders they would not answer me back after I submitted an application or simply be interested in helping me or give me an action plan to put in place. Well these guys did it and now me and my family have a house to start making our memories. I am so grateful to Joan and Patricia for all their help. I truly recommend them if you have less than perfect credit. Thanks again guys!!!
